We take it seriously
Responsible lending isn't just a word we throw around, we take it very seriously. As much as we want to lend to everyone, there are times when it is just not suitable to your situation. We consider your circumstances before we lend to you because the last thing we want is to put you through an undue financial stress and burden. Please do understand that that we make our credit decisions with you and your future in mind.
Do you really need a cash loan today?
Borrowing money may be expensive and may not be a long-term solution to your financial problems. Only you can decide whether to apply or not. If you are unsure you can repay the loan on time, we encourage that you explore other options first and think through your decision before you borrow.
Is a Loan Ranger loan right for me?
Our cash loan is geared for short-term and urgent financial needs. It is not appropriate nor suggested for long-term borrowing, especially if you are in financial difficulty.
Things to consider before taking a loan from us:
- Our loans are for short-term and urgent financial needs.
- Our loans are not for managing other debts, and we advise against applying if you are already in financial difficulty.
- Our loan must be repaid within a maximum of 60 days.
As a responsible lender, we:
- Make sure your information will be kept confidential.
- Assess every application thoroughly and individually.
- Inquire about and verify the customer's financial situation for loan suitability.
- Consider all information and perform credit checks to make quick accurate decisions.
- Only offer loans to people we think have the capacity to repay them.